HMO Home Inspections is hereby employed by Client(s) to perform a limited visual inspection of apparent conditions in readily
accessible areas existing at the time of the inspection. Generally accepted professional inspection standards and methods shall be
used. This home inspection is performed in accordance with standards of practice of the North and South Carolina Home
Inspector Licensing Board(s) and a copy of these guidelines is available from said Board. Absolutely no warranties or guarantees
are given or implied for any latent or concealed defects. Additionally, any repairs after the inspection may reveal defects that are not
accessible at the time of the inspection HMO Home Inspections is not liable for any defects or deficiencies which cannot be
reasonably discovered during the limited visual inspection. As part of your home inspection the inspector will inspect and report on
the following areas unless that area has been marked for exclusion from our services:

The price for this inspection with the exclusions identified above shall be $ ___________.00. PAYMENT is due upon full completion of this inspection.
Payment may be made by check, cash, or credit card. A $30.00 fee will be added to all accrued fees for all returned checks or credit card denials.
This contract does not include the cost for re-inspection of the above property. Payment of all inspection fees are not contingent upon the closing of
loan proceeding for the above property. Payments not received within 30 days of inspection will be subject to addition of interest fees.

EXCLUSIONS AND LIMITATIONS: The parties acknowledge and agree that this inspection is limited to visual observation of apparent
conditions existing at the time of the inspection only. This inspection is not intended to provide the purchaser with information regarding the
advisability of this purchase, the market value of the property, the compliance or non-compliance with codes, ordinances and statues, the suitability
of this property for specialized use, the life expectancy of any component or system in the property, the presence or absence of pests or insects, or
cosmetic or underground items or items that are not permanently installed. Reference is specifically made to the standards of practice and code of
ethics of the North Carolina Home Inspector Licensing Board for a comprehensive listing of those items which are not required and, unless
specifically included, will not be part of this inspection. All heat exchangers, well, septic systems, and/or free standing storage sheds are not a part of
this inspection. HMO Home Inspections reserves the right to make corrections for clerical or other errors in the report and report summary.

This inspection report does not address and is not intended to address the possible presence of any danger from any potentially harmful substance and
environmental hazards, including but not limited to radon gas, lead paint, asbestos, urea formaldehyde (UFFI), toxic or chemical analysis, airborne
hazards, mold, polluted water, or under ground oil tanks. Further, HMO Home Inspections is not responsible for any misleading information
provided by seller or for any matter concealed or hidden from the inspector.

ARBITRATION: Should the client believe that HMO Home Inspections be liable for any issues arising out of this inspection, then client shall
communicate said issues in writing to HMO Home Inspections within ten (10) days of the date of the inspection. If the issues cannot be resolved
between the parties, both parties agree to submit the dispute to binding arbitration in accordance with the rules of the American Arbitration
Association. Arbitration is to be conducted by an arbitrator who is a full-time building inspection with a minimum of six (6) years experience as a
building inspector. The inspection will be judged in accordance with the North Carolina Standards and Code of Ethics applicable to the time of the
inspection. Disputes settled without favor to the client will mandate a payment of re-inspection time, fees, including but not limited to reasonable
attorney fees and arbitrations costs.

ACKNOWLEDGEMENT:
This inspection is performed for the sole, confidential and exclusive use and possession of the Client. Neither the
contents of this report nor any representation made herein are assignable without the express written permission of
HMO Home Inspections and any reliance thereon by any party other than the Client named is prohibited.
This inspection and report are not intended to be used as a guarantee or warranty, expressed or implied, regarding the
adequacy, performance or condition of any inspected structure, item or system and any visual problems observed
should be verified with the appropriate contractor, electrician, plumber, or skilled professional for cost estimates and
code compliance.

LIMIT OF LIABILITY: It is understood and agreed that should HMO Home Inspections and/or its agents or employees be found liable for any
loss or damage resulting from a failure to perform any of its obligations, including but not limited to negligence, breach of contract or otherwise, then
the liability of HMO Home Inspections and/or its agents or employees shall be limited to a sum equal to the amount of the fee paid by the client
for this inspection and report. It is further agreed that the client shall be owner of the report and HMO Home Inspections shall not release copies
of this report to anyone other than the client and their agent without the client’s permission.

AGREEMENT: This contract represents the entire agreement between HMO Home Inspections and the client. HMO Home Inspections is not
responsible for the repair, replacement, or alteration of any item within or upon the inspected property. The client acknowledges that they have read
and understood the extent and limitations of this inspection and agree to all of the limitations, terms and exclusions contained within this contract.
This contract covers the initial and all subsequent inspections involving property located at the address listed on page one at “Property Address”.

All payments are due at the time of the inspection. If payment does not occur at the closing, the client gives
HMO, Inc., permission to process the credit card immediately upon cancellation of the offer to purchase or if
payment is not received within 45 days from the date of the inspection